Account Type	Service Charge	Minimum Balance To Avoid Svc Chg	Special Charges	Interest Bearing
Passbook Savings More»	$9.00/Quarter	$100.00	None	Yes
Passbook Savings Monthly or quarterly statements based on activity level. In addition: Minimum balance for the quarter: Less than $100..........$9.00 per quarter $100 or more............No service charge Interest varies by balance range and can change weekly. Interest paid quarterly.
Statement Savings More»	$9.00/Quarter	$100.00	None	Yes
Statement Savings Monthly or quarterly statements based on activity level. ATM card available for use with this account. In addition: Minimum balance for the quarter: Less than $100..........$9.00 per quarter. $100 or more............No service charge. Interest varies by balance range and can change weekly. Interest paid quarterly.
Future Savers More»	None	None	None	Yes
Future Savers No minimum balance or service charge. Interest paid quarterly. In addition: For children 18 and under
Christmas Club Savings More»	None	None	None	Yes
Christmas Club Savings Interest is variable and can change weekly. In addition: Checks made available on October 1.
Money Market Savings More»	$16.50/Month	$2,000.00	None	Yes
Money Market Savings Statements monthly - limit of three third party checks per month. In addition: Minimum balance for the month: Less than $2,000.......$16.50 per month. $2,000 or more........No service charge. Interest varies by balance range and can change weekly.
Certificates of Deposit More»	None	None	None	Yes
Certificates of Deposit We have a variety of investment alternatives available to our customers. In addition: For those customers with larger balances or a need for longer term investments, CD's are available from 31 days to 4 years maturity.
IRA Certificates of Deposit More»	None	None	None	Yes
IRA Certificates of Deposit We offer an IRA program to help you save on taxes, while planning for a retirement at the same time. In addition: IRA's may still be advantageous under the new tax laws. Our IRA specialists can help set up a plan to fit your budget. Regular weekly or monthly deposit plans are available. Stop in and see one of our specialists today.